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EMD / PML / PMP FUNDING
EMD (Earnest Money Down/Deposit) is one of our best funding opportunities you can take advantage of.
Our associates integrate 100's of these transactions weekly. We have competitive rates and an easy application form.
GAP FUNDING
Gap funding, also known as bridge financing, is a short-term loan used in real estate investments to cover immediate financial needs until long-term financing is secured. It's ideal for time-sensitive transactions like property acquisitions or renovations, offering quick access to funds but at higher interest rates. This funding is essential for investors aiming to capitalize on quick-turnaround opportunities.
TRANSACTIONAL FUNDING
Unlike Gap Funding, Transactional funding is specifically designed for real estate wholesalers and investors engaged mostly in back-to-back closings, typically within a short period, often the same day. This type of funding covers the purchase price of a property for an investor who has already lined up an end buyer to whom they immediately resell the property. The key feature of transactional funding is that it requires no out-of-pocket expenses from the investor, as it's a 100% financing solution.
Hard Money Loans
FIX-N-FLIP
If you're curious about securing funds for house flipping, it's crucial to know that speedy financing access is vital for fix and flip investors. Our specialized loan program and hard money rehab loans are tailored to offer the necessary funding for flipping, allowing borrowers to acquire and renovate properties. These financial solutions are designed with your need for quickness and adaptability in mind.
NEW CONSTRUCTION
Our hard money loans for new construction are ideal for seasoned investors and contractors, providing rapid leverage access and underwriting flexibility that traditional financing can't match.
Each deal is distinct, but we generally offer to finance up to 85%-90% of the total deal cost with our private hard money construction loan. Additionally, for construction escrows exceeding $100k, borrowers may benefit by paying interest only on the funds drawn, adding to the financial efficiency of the loan.
COMMERCIAL BRIDGE
A commercial bridge loan is a short-term financing solution used in commercial real estate to bridge the gap between an immediate funding need and long-term financing or a liquidity event like a property sale. These loans are ideal for quick cash requirements, such as property acquisition, renovation, or to capitalize on time-sensitive opportunities. Typically secured by the property itself, commercial bridge loans have shorter terms, usually 6 months to a few years. The goal is for the borrower to refinance with longer-term financing or sell the property for profit, thus repaying the loan within its short lifespan.
REFI - CASH OUT
A refinance cash-out (commonly referred to as a cash-out refinance) is a financial strategy where a property owner refinances their mortgage for more than the amount owed and then receives the difference in cash. This approach is typically used when a property has increased in value, allowing the owner to access a portion of the equity they've accumulated.
This cash can be used for various purposes like home improvements, debt consolidation, or investments.
MULTI - FAMILY
Multifamily loans offer real estate investors an avenue to broaden their investment horizons beyond single-family units. These loans cater specifically to the purchase, refinancing, or enhancement of multifamily properties. Such loans are an excellent resource for investors aiming to acquire, refinance, develop, or rehabilitate properties with multiple residential units.
RENTALS
Curious about securing a loan for a rental property? RS07 CONSULTING takes pride in providing term rental loans tailored for real estate investors. Designed for buy and hold investors looking to initiate or grow their rental portfolio, these loans are a strategic choice. RS07 now also specializes in long-term rental financing for 1-8 family properties. Our loan offerings are customized to fit your unique project needs, with flexible structures.