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Why use your own money in a Real Estate Transaction?


Use Our Resources to Increase Your Profits

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Private Money Loans

In the realm of real estate, private money lending distinguishes itself by utilizing funds from non-institutional entities, such as individual investors or private organizations, to facilitate the purchase or development of properties. This bypasses the conventional banking infrastructure.


The attractiveness of this financing strategy lies in its adaptability, expedited approval times, and streamlined evaluation procedures. Typically, private financiers offer short-duration loans that carry elevated interest rates and additional charges relative to traditional banking options. This approach is particularly appealing to borrowers in need of swift access to capital, those with distinctive project specifications, or individuals who do not meet the rigorous requirements set by standard lending institutions.

Opportunities in Private Lending

EMD

EMD

EMD

Our company, with a focus on furnishing Earnest Money Deposits (EMD) for real estate dealings, understands the critical importance of quick and reliable financing in the dynamic real estate sector.


We tailor our offerings to support buyers by providing the essential capital needed to strengthen their stance in property discussions, thus enabling faster and more efficient transaction closures. Let us help you open escrow today.

Apply for EMD

PML

EMD

EMD

Within the real estate industry, our role as a Private Money Lender (PML) involves presenting customized financial solutions designed specifically to address the distinct requirements of real estate investors and developers.


Our strategy emphasizes evaluating the current and future value of the property over the credit history of the borrower, recognizing the essential need for speed and adaptability in the fast-changing real estate environment.

Apply for PML

PMP

EMD

PMP

As a Private Money Partner (PMP) intricately connected with the real estate domain, our role extends beyond mere financing; we engage directly in the equity aspects of real estate deals.


This partnership model enables us to collaborate intimately with both investors and developers, providing not just financial backing but also a shared investment in the prosperity of each project, as we advance together in our partnership.

Apply for PMP

RS07 Consulting, your trusted real estate partner.

RS07 Consulting, your trusted real estate partner.

RS07 Consulting, your trusted real estate partner.

RS07 Consulting, your trusted real estate partner.

RS07 Consulting, your trusted real estate partner.

RS07 Consulting, your trusted real estate partner.

Hard Money Loans

In the real estate sector, hard money lending is a niche financing approach provided by private investors or firms. This strategy prioritizes the actual value of the property over the borrower's credit score or financial health.


Marked by higher interest rates and shorter repayment periods than traditional loans, hard money lending facilitates quick access to funds. This is particularly advantageous for real estate investors aiming for fast property renovations or flips, or in situations where traditional financing methods are not feasible or available.

Opportunities in Hard Money Lending

Fix & Flip New Construction Quote

Fix & Flip New Construction Quote

Fix & Flip New Construction Quote

Complete this form to receive a customized quote on loan terms and options tailored to your short-term bridge financing needs. Ideal for fix-and-flip projects, fix-to-rent ventures, new construction, and any bridge loan inquiries. Ensure you get a personalized quote that fits your requirements for short-term financing, whether it’s for flipping properties, converting properties to rentals, developing new constructions, or addressing specific bridge loan needs.

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Fix & Flip | New Construction

Fix & Flip New Construction Quote

Fix & Flip New Construction Quote

Whether your project involves renovating a property for a fix and flip or embarking on a new construction, our short-term bridge loan provides a superior experience for every investor. With our specialized in-house methodology and seasoned team, we perform comprehensive evaluations of risk and potential profitability for your project. Upon approval, we will provide the essential financing required to both purchase and develop your project.

Apply Now

Rental Application

Fix & Flip New Construction Quote

Rental Application

Boost your financial growth and expand your rental property portfolio as an investor and landlord with our rental program, designed to provide long-term financing options for your 1-4 family properties. 

Enjoy elite service through our all-inclusive in-house system, which covers processing, underwriting, and funding. Each loan is tailored individually to align with your precise needs, ensuring a perfect fit for your investment strategy.

Apply Now

Proof of Funds

Pre-Approval Application

Rental Application

Fill out this form to request a quote on loan terms and options for your rental property, including options for rental purchase, refinancing, cash-out refinancing, and short-term rentals. Once your information is processed, anticipate receiving a quote within 24 hours.

Apply Now

Pre-Approval Application

Pre-Approval Application

Pre-Approval Application

Apply for pre-approval now to improve your chances of receiving the fastest service as you seek out new opportunities. This step will also facilitate a mutual understanding between you and our team regarding our processes and, importantly, your unique lending needs. With pre-approval, gain immediate access to proof of funds letters for your offers, and take advantage of quicker approval processes and shorter closing periods.

Apply Now

Rental DSCR Loan

Pre-Approval Application

Pre-Approval Application

Complete this form to receive a quote on loan terms and options for your rental property in 24 hours. This service caters to rental purchases, refinancing, cash-out refinancing, and short-term rental situations that are commonly financed.

Apply Now

EMD Transactional Lending

Earnest Money Fees

 

AMOUNT BORROWED -  FEE / DEPOSIT

$0 - $5000                           $ 1.500/$320

$5001 - $15,000                 $ 5.000/8%

$15,001 - $25,000              $ 15,000/8%

$25,001 - $50,000              $ 22.500/8%

$50,001 - $75,000              $ 30,000/8%  

$75,001 - $100,000            $ 40.000/8%

Let's Partner

EMD Funding Stipulations

1. **Joint Venture Partnership, Not a Loan:** I collaborate with you through a joint venture, bringing Earnest Money Deposit (EMD) to the deal. This is not a loan; instead, I participate as a partner for a fee.


2. **Non-Refundable Deposit:** A minimum deposit of $320 is required to cover wire transfers, other fees, and the opportunity cost of my funds being engaged in your deal. This deposit is non-refundable, but if the deal closes successfully, it will be credited towards the amount I am owed. Payment options include wire transfer or Zelle.


3. **Time-Sensitive Assistance:** Prompt action is crucial. To maximize the likelihood of my assistance with EMD, please reach out early. I cannot provide funding if you are already deep into your inspection period without a buyer.


4. **Transaction Coordinator Utilization:** I consistently use a Transaction Coordinator to streamline our deal, with a current fee of $800.


5. **Risk Management through Structured Agreement:** I structure our agreement to ensure that I do not incur losses, even if your deal does not materialize. Proper paperwork is essential to guarantee the return of my EMD.


6. **Essential Communication and Documentation:** Effective communication is key to our success. I require specific information, such as the purchase contract, to underwrite the opportunity. Without these details, funding cannot proceed.


7. **Additional Documentation Requirements:** Our collaboration will necessitate further documents, including our Joint Venture (JV) agreement and escrow instructions for the repayment of my EMD plus the associated fee.


8. **Timeframe and Potential Penalties:** The standard timeframe for our deals is a maximum of 30 days. Extensions beyond this period can be negotiated, but may incur additional penalty fees.

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